SAMPLE ARTICLE: Retirement plans

We know the importance of planning for the future. That’s why your employee retirement plan is designed to help you feel secure about your financial future, no matter how you plan to spend your golden years.

• Retirement Plan in the United States
  In the United States, we offer a competitive 401(k) plan that allows you to contribute a percentage of your pre-tax wages into a retirement account. AgeGrace is committed to matching your contributions up to 4% of your annual salary. Remember, you can adjust your contributions anytime by accessing the 401K Contribution settings inside the plan’s account.
• Retirement Plan in Japan
  For our team in Japan, we offer a defined contribution pension known as iDeCo. We set aside money pre-tax, which AgeGrace matches up to a certain amount. To make changes to iDeCo, contact HR.
• Retirement Plan in France
  In France, we provide the PERCO (Plan d’Epargne pour la Retraite Collectif), a collective retirement savings plan. Each quarter, visit PERCO Contribution Settings in your Employee Dashboard to adjust your contribution levels in line with your retirement goals.
• Retirement Plan in Brazil
  For employees in Brazil, AgeGrace adopts the FGTS (Fundo de Garantia do Tempo de Serviço) system, a government-managed employee compensation fund.

For all of these plans, you can track contributions on your employee dashboard.

We encourage all employees to engage with their retirement plans as early as possible. It’s a key step in securing a comfortable and independent future. Any questions can be sent to the HR team. We’re here to support your journey towards a financially secure and empowering retirement.